Pic & Pay in 2 steps

SwiftPay · THE EASY WAY

Point your camera at any Till or Paybill,
then enter your PIN—done.

Download the SwiftPay app, snap the number from a sticker or poster, and authorize with your M-Pesa PIN. No typing long digits by hand.

Instant payments10K+ happy usersFree to get started
SwiftPay: take a picture of a Till number, then confirm payment with your PIN in the app
How it works

Two simple steps

From the counter sticker to a confirmed payment

1. Take a picture

Open SwiftPay and frame the Till or Paybill on the sign or sticker—the app reads it for you.

Example: TILL 5577192

2. Enter PIN & done

Confirm the amount, enter your M-Pesa PIN, and get instant confirmation in the app.

Result: Payment successful

Get the SwiftPay app

Install on Android, sign in or create an account, and start paying with your camera in minutes.

Prefer chat? Continue on WhatsApp

No credit card required. Free to start. Pic & pay in seconds.

Benefits

Why choose SwiftPay?

Everything you need for fast Till and Paybill payments

Secure

Built on M-Pesa's infrastructure. Your PIN stays on your device. Every step is designed for safe checkout.

Fast

Confirm in seconds after you scan—less typing, fewer mistakes at the till.

Pic & pay

See a Till or Paybill on a poster? Snap it, confirm the amount, and pay—no hunting for the right digits.

Track everything

View transactions, service-credit charges, and recent payments in your dashboard.